Hard money

Hard money has three major conflicting interests

1. Customer needs best quality at lowest possible prices

2. Employee needs highest amenities, wages irrespective of responsibility

3. Investor needs highest return on investment in shortest possible time frame.

(Just take an example. look the landing rate of nationalized banks way beyond the usual percentage growth in GDP or economy as a whole)

What happens?

Bad customer service

Ignorant employees

Operational losses of facility, opportunity and time, which looks like the tragedy of commons or broken window theory